Why now?
When I expected it least, when I got as far as I ever have been in my life - if not further - from their causes, when I'm - practically - lying vulnerable (& guilty) on the street, now when I have turned another leaf and haven't managed to soil it yet, now when I've chucked most of the junk from my mind - just now the pay-back for my trespasses has hit and wounded me; at a completely wrong moment, just like the one the one when my sin hit and wounded you.